When Liability Coverage Only Makes Sense
As an insurance agency, we love selling you comprehensive and collision coverage. However, there comes a time in the life of a vehicle when it might not make much sense to pay for comprehensive and collision.
If the value of your vehicle, less the deductible, is getting close to what you pay for comprehensive and collision each year, then you may want to consider liability only.
You may be over-paying for physical damage coverage on that clunker.