WE ARE THE FUTURE OF INSURANCE
Automated Insurance Solutions
Complete a short form, and get a free, no obligation quote online instantly.
Pick your favorite policy, and easily bind your policy online with no agent interaction.
Complete your transaction by paying online, and get an instant active auto policy!
WE GIVE YOU INSTANT INSURANCE COVERAGE!
Fast, Easy Insurance
Our super simple automated insurance platform can take you from getting a quote right through the policy selection process, and to the final binding with payment options offered instantly! No phone calls from agents, skip the billion emails from traditional quoting platforms, just quote,bind, and pay instantly!
“The process was super easy! I just filled out the form fields, selected my favorite quote and paid right online. I got an instant insurance policy and was able to renew my license and tag on the spot!”
“I just bought a new car, but my insurance coverage had expired. I walked over to the display and scanned the QR Code, and within just a few minutes I had a real insurance policy bound and paid for.”
Kyle De Leon
“It was super fast and easy. I have less than a perfect driving record, but they got me insured in just a few minutes.”
Auto Insurance Discounts
Although discounts vary company to company, there are a few discounts that are pretty common among auto insurers in general.
- The most obvious is driving record. Keep it clean! A record void of traffic violations, accidents and insurance claims is definitely an asset when purchasing car insurance.
- Insurers also tend to favor measures of financial stability such as credit score, homeownership and even marriage. However, not all states allow credit scoring as a rating factor.
- One of the most important discounts is simply having prior insurance coverage without lapses.
- If you’re just starting out, hang in there. It should get cheaper for you after you’ve had a policy in force for a few terms. Having higher than state minimum limits is also looked upon favorably by many insurers. Try stepping up your liability limits a notch, and realize the savings down the road.
When Liability Coverage Only Makes Sense
As an insurance agency, we love selling you comprehensive and collision coverage. However, there comes a time in the life of a vehicle when it might not make much sense to pay for comprehensive and collision.
If the value of your vehicle, less the deductible, is getting close to what you pay for comprehensive and collision each year, then you may want to consider liability only.
You may be over-paying for physical damage coverage on that clunker.